Frequently asked questions

Yes. Every core feature — expense tracking, budgets, bills, loans, savings goals, Business Mode and the customer/vendor ledger — is free, and you don't need an account. An optional Premium subscription removes ads and lets you share a business with your staff.

No. You can use the app without one, and your data then stays on your phone. If you want, you can sign in with just your email address (we email you a 6-digit code — no password) to back up your data and use it on more than one phone.

Yes. Expense Tracking is offline-first — everything you add is saved on your phone first, so you can add and view transactions with no internet connection. If you're signed in, your changes sync automatically the next time you're online.

Yes. Without an account your records stay on your device. If you sign in, they are backed up to our servers over an encrypted connection so you can restore them — we never sell your data. You can also lock the app with a PIN. See our Privacy Policy for full details.

Yes. Sign in with the same email on both phones and your data stays in sync between them. Data already on a phone is kept and combined, never thrown away.

Yes, with Premium. In Business Mode, go to Settings → Manage business → Share business and invite people by email. Choose what each person can see and do — for example, staff who can only add sales and see their own entries, or a manager who can see everything. You can see who changed what in the business's activity history. Up to 3 people can join, free for them.

In the app, go to Settings → Danger Zone → Delete account, or use our account deletion page. Your account closes at once and its data is removed after 30 days — sign in again within those 30 days if you change your mind.

Expense Tracking is available for free on both the Apple App Store (iOS) and Google Play (Android).

Yes. The Loans feature lets you log money lent or borrowed, set due dates, get reminders before they're due, and mark loans as settled — fully or partially — with a tap.

Yes. Switch to Business Mode anytime to manage one or more businesses, keep a ledger of what customers owe you and what you owe vendors, record sales that aren't fully paid, log daily sales, and see a full Profit & Loss report — separate from your personal records.

Yes. You can set a weekly or monthly spending limit for any category and get alerted as you approach or exceed it. See the Budget Planner page for details.

Set a weekly, monthly or yearly savings target and Expense Tracking automatically tracks your progress toward it based on your real income and spending. More on the Savings Goals page.

Yes. Sign in to back up automatically, or save a full backup to your phone, Google Drive or iCloud (also automatically every day if you like). You can export transactions and ledgers to PDF, CSV or Excel, send bill and loan reminders as PDFs over WhatsApp or any app, and import transactions from CSV, Excel or a previous backup.

Yes. Expense Tracking supports 60+ currencies including USD, EUR, GBP, INR, PKR and SAR, switchable at any time from Settings.

The app is available in 17 languages: English, Hindi, Bengali, Urdu, Arabic, Spanish, Portuguese (Brazil), French, German, Italian, Turkish, Indonesian, Russian, Ukrainian, Polish, Japanese and Korean. Choose yours in Settings → Language.

Premium removes all ads and lets you share a business with your staff. It works on every phone signed in to your account. It's an optional, cancel-anytime subscription billed through the App Store or Google Play — see the Premium Subscription page for details.