Personal finance software that respects your privacy.

Expense Tracking is built and maintained by Reflect Technology Inc. — we make software that does one thing well, without asking for your data in return.

Our approach

Most finance apps ask you to create an account, link a bank, and send your transaction history to a server before you can even see a chart. We built Expense Tracking the opposite way: it works offline, keeps everything on your phone first, and never requires a sign-up. You get expense tracking, budgets, bills, loans, savings goals and a full Business Mode for customers, vendors and profit and loss — available in 17 languages.

When you want more, it is there: sign in with just your email to back up your data and use it on another phone, or share your business with your staff so they can add sales from their own phones.

What we believe

Tracking your money shouldn’t require trusting a stranger with it. That’s why an account is always optional, we never sell your data, and you can delete your account — and the data with it — whenever you like. If you’d rather keep things to yourself, save your own backups to iCloud or Google Drive instead. It’s your choice to make, not ours to require. Our Privacy Policy explains exactly what we collect and why.

Get the app

Expense Tracking is free on both major platforms.